My first is an insect; my second is a border; my whole puts the face in a tuneful disorder.

Answer

Anthem.

My first is an insect; my second is a border; my whole puts the face in a tuneful disorder.

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The pirates have a strict order of seniority: A is superior to B, who is superior to C, who is superior to D, who is superior to E.
The pirates also follow strict rules of coin distribution, which are thus: the most senior pirate should propose a distribution of coins. The pirates, including the senior pirate, then vote on whether to accept this distribution. If the proposed allocation is accepted by a majority vote, it happens. If not, the proposer is thrown overboard from the pirate ship and dies, and the next most-senior pirate makes a new proposal to begin the system again.
In the event of a tie vote, the most senior pirate has the casting vote.
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